The Board of Education oversees Ocean City High School and two other public schools. Two incumbents and one challenger won three-year seats on the Ocean City Board of Education on Tuesday.J. Tiffany Prettyman, a current school board member, was the top vote-getter with 1,876 votes. Her fellow incumbent, Gregory Whelan, received 1,575 votes, according to unofficial totals from the Cape May County Board of Elections. Challenger Patrick Kane won the third board seat, garnering 1,284 votes.Incumbent Dale F. Braun Jr. fell short in his re-election bid with 1,071 votes. Melissa Flink received 1,006 votes and Conor Fleming had 883 votes.For a full list of vote totals for Cape May County visit https://www.capemaycountyvotes.com/
When it comes to buying a gift for that hard-to-please person on your shopping list, gift cards may be the perfect solution. They are convenient and popular, and many people view them as the next best thing to cash. A University of Georgia expert warns, unlike cash, gift cards can expire and lose their value. “Different cards come with different terms and conditions related to fees, expiration dates, where you can use them and what happens if they’re lost or stolen,” said Michael Rupured, a UGA Cooperative Extension financial specialist. “Gift cards are definitely not all created equally. There can be some big differences from one card to another.” Some charge a feeSome actually cost more money than what they’re worth, he said. For example, a $50 gift card can cost $55. “You’ve lost $5 from the purchase fee right off the bat with this type of gift card,” Rupured said. “Typically, these are the gift cards that can be used at many locations.” Gift cards bought directly from a retailer are usually offered at face value, he said. But they may have different charges associated with them. A cardholder can be penalized for not using their gift card. Some companies deduct a nonusage fee starting about six months after the card’s purchase. “This is a concern, because many people set gift cards aside and forget about them,” Rupured said. “And this fee will continue to be subtracted from the card until its value is depleted.” Other fees can applyPer-use transaction fees are another possible drawback to using gift cards, he said. This fee is deducted from the gift card if the entire amount isn’t used in one transaction. Rupured said a fee can be charged when you call to check the card’s balance. This could also reduce the face value of some gift cards. Most of these fees are explained in the card’s fine print. “All of these fees and terms should be disclosed, perhaps on the card itself,” he said. “More often, the fees are explained in a separate document, on a Web site or from a toll-free number.” Just like cash, if you lose a gift card, the person who finds it can pick it up and use it. Keep a record of the card informationFor safety sake, Rupured recommends writing the gift card’s unique number on your receipt. Then attach the receipt to the gift card. “The person you give it to will know how much you’ve paid,” he said. “Now they’ll have the information they need to replace it if it’s lost.” Even with these downsides, as long as you pay attention to the terms, gift cards can be useful, he said. “A lot of retailers don’t charge any fees for using their gift cards,” Rupured said. “And if you have family or friends in different cities, you can give a gift card from a major retailer. Just check to make sure they have the same retailer near by.” Worried? Write a checkIf you’re leery of gift cards, Rupured suggests giving a personal check. “There aren’t any fees associated with it, and the recipients can get the cash and use it anyway they like,” he said. Despite your good intentions, your gift card may never be redeemed. “I recently read that a fifth of all gift cards purchased last year were never redeemed,” Rupured said. “Recipients said they either didn’t have time to go shopping or couldn’t find anything to buy.”
continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr With a surging economy, a favorable regulatory environment and increasing pressure to drive growth, more financial institutions are targeting commercial business to find entirely new revenue. According to the experts, commercial opportunities abound in lending, payments and treasury management, but the road to success requires attention to new realities.Businesses’ expectations are high for an intuitive, immediate and inspired banking experience – the same seamless digital experience people are used to as they shop, connect and manage their lives. And competition for commercial banking business, including deposits, is getting tougher thanks to rising interest rates and pressure from fintech players.“Businesses now compare their banking experience not with other banks or credit unions, but with platforms such as Amazon,” said Christine Barry, research director at the Aite group. “Fintech is raising the bar, forcing financial institutions to play catch up to replace outdated, clunky experiences with a newer, more modern look and feel.”San Antonio-based Broadway Bank has a similar story to tell. The $3.6 billion commercial bank recently introduced enhanced treasury management capabilities to compete with bigger financial institutions for the bread and butter of its business – commercial services, private banking and wealth management – while also making a big difference for its customers.
It requires that discrimination against Jewish people be treated in the same manner as acts of racial discrimination within the state’s public schools, and in accordance with the First Amendment. The law also defines anti-Semitism as including “dehumanizing or stereotypical allegations about the Jewish community.”Upon signing the bill into law, DeSantis said, “An institution that adopts any anti-Semitic policies or guidance, that is going to be verboten.”The new measure passed through the Florida Legislature without any dissent during the last session.Republican Senator Joe Gruters, from Sarasota, introduced it in the Senate. Despite receiving some criticism over it, he says, “Listen, at the end of the day, you know this was positive,” said Gruters. “Every single member of the Florida Legislature— Republican, Democrat— voted for this bill.” Florida is putting into place new measures to address anti-Semitism in public schools.On Wednesday, Governor Ron DeSantis took time during his mission trip to Israel to sign into law a new anti-Semitism law, which is effective immediately and includes Florida’s public universities.Today @AGAshleyMoody joined me as I planted a tree on behalf of the people of Florida in the beautiful John F. Kennedy Peace Forest. As this tree grows, it will serve as a symbol of the strong friendship between Florida, the United States and the nation of Israel. pic.twitter.com/5IJgxWixqe— Ron DeSantis (@GovRonDeSantis) May 29, 2019
As the final seconds ticked off on the Coliseum scoreboard’s clock on Saturday, the Trojan faithful who remained in their seats had perhaps just witnessed the end of an era.Some might argue that USC’s run as the West Coast’s top dog ended well before Oregon’s 53-32 comeback win, but the reality remains the same: Oregon left the Coliseum as the new, undisputed kings of the Pac-10. The Ducks have won 16 of their last 17 Pac-10 games and look like legitimate national championship contenders.Although the Pac-10 title is now out of reach for USC, all is not lost for the Trojans.With five contests left on the schedule, including rivalry games with Notre Dame and UCLA, there is plenty to play for throughout the rest of this season.Trojan fans will surely be treated to some entertaining football during the next month, but please excuse me while I look ahead to next year. It’s never too early for that, right?Although the Ducks will return with the heart of their spread attack — quarterback Darron Thomas and tailback LaMichael James — the Trojans will have another team to be wary of next year.When conference commissioner Larry Scott announced the breakdown of the Pac-12’s football divisions two weeks ago, USC learned that it will be competing each year for a spot in the conference title game with UCLA, Arizona, Arizona State and the two new guys, Colorado and Utah.USC is familiar with the first three. The Buffaloes shouldn’t put any fear into Trojan hearts either, as they are winless in the Big-12 so far this year.The team with the best chance of beating USC on a year-in, year-out basis for a spot in the Pac-12 championship game currently plays its football in the humble Mountain West Conference.Ranked No. 5 in the BCS standings, Utah enters its Saturday showdown with No. 3 TCU undefeated and full of confidence.Even the national media is beginning to notice: ESPN’s College GameDay will be in Salt Lake City this weekend for a game that doesn’t involve a team from one of the nation’s six power conferences.This season was supposed to be Boise State’s time to shine. If a team from a non-automatic qualifying conference was finally going to play for the nation’s biggest prize, most assumed it would be the Broncos of the blue turf.Boise State hasn’t disappointed, rolling to a 7-0 record and a No. 4 ranking. TCU has also played well and could very well beat Utah on the road on Saturday.It’s the original BCS-busters, however, that seems to have the brightest future. Their first breakthrough came on New Year’s Day of 2005, when the Alex Smith-led Utes completed a perfect season with a 35-7 trouncing of Big East champion Pittsburgh.With the move to the Pac-12, Utah will no longer hear the whispers of “good team, weak schedule.” An undefeated season in the new conference would put them squarely in the national title discussion. The Utes will also be better equipped to tap into the rich talent hotbed of Southern California.Rivals.com has been ranking college football recruiting classes since 2002. Before 2009, Utah had never cracked the top 50. In 2010, the Utes brought in only the 32nd best class in the nation.For the team to have such success — Utah has compiled a 77-19 record since 2003 — without the nation’s best high school players, what can we expect from the Utes when they are able to bring in big-time recruits?Utah has already proven it can hang with top level teams. The Utes’ 31-17 victory against No. 4 Alabama in the 2009 Sugar Bowl completed their second perfect season in five years.Utah knows it can stack up in the new conference. The Utes have gone 7-3 in their last 10 games against Pac-10 opponents dating back to 2003. Last season, they beat Cal in the Poinsettia Bowl and hung with eventual Pac-10 champions Oregon on the road at fabled Autzen Stadium, losing by seven when their last drive ended with an interception on the Ducks’ 8-yard line.The Trojans have to make the most of their remaining five games. They’ll need to be ready for what’s looming on the horizon.Don’t bother getting out the lanterns. There’s no need to signal if it’s by land or sea. The Utes are coming and they’re playing to win.“Sellin’ the Sizzle” runs every other Friday. To comment on this article, visit dailytrojan.com or e-mail Jonathan at [email protected]
Further, Ferentz lifted a program ban on current players using social media.”As I told the team earlier this week — I am a white football coach. Teaching is what I do best. But it is also important to know when to be the student,” he said.This article has been updated with Doyle’s statement. Iowa on Saturday placed football strength and conditioning coach Chris Doyle on paid administrative leave after multiple black former Hawkeyes players claimed Doyle, who is white, directed racist language at them when they were in the program.The comments about Doyle that were posted Friday on Twitter (per Go Iowa Awesome) were part of a larger complaint from the ex-players, including some who moved on to the NFL, that the program’s culture stifles self-expression and makes black players feel unequal. Hawkeyes head coach Kirk Ferentz and athletic director Gary Barta announced Doyle’s leave.This is a defining moment for the Iowa Hawkeye Football program: pic.twitter.com/ckEH39QVki— Hawkeye Football (@HawkeyeFootball) June 6, 2020Players said Doyle used racist stereotypes to mock them and, in one case, forced a player to reach into a trash bin to retrieve a water bottle. Ferentz called the allegations against Doyle, who has been at Iowa with Ferentz since 1999, “troubling” and said they “have created a lasting impact on these players.”MORE: FSU’s Marvin Wilson called out Mike Norvell’s ‘lie’ about George Floyd discussion”(Doyle) and I agree that all parties will have their voices heard and then a decision about how to move forward will be made,” Ferentz said in his video announcement. Doyle is the highest-paid strength coach in college football at $800,000 a year.Doyle on Sunday night denied making racist comments.”At no time have I ever crossed the line of unethical behavior or bias based upon race. I do not make racist comments and I do not tolerate people who do,” he wrote on Twitter. pic.twitter.com/uNbKolrT8B— Chris Doyle (@coach_Doyle) June 7, 2020Ferentz said in an initial statement Friday night that he was grateful the ex-players spoke up.”I am saddened to hear these comments from some of our former players,” he said. “While I wish they had reached out to us directly, I am thankful that these players decided to share their experiences now.”In his statement Saturday, Ferentz said he was creating an advisory committee to “examine where we are today and how we can have a better environment tomorrow.” A former player will chair the committee, which will be composed of current and former players and program staff.
Advertisement gjNBA Finals | Brooklyn Vsq9bwWingsuit rodeo📽Sindre Eci0csh( IG: @_aubreyfisher @imraino ) 1fx05Would you ever consider trying this?😱1r5Can your students do this? 🌚9hm2zvRoller skating! Powered by Firework England have the visitors right on the ropes as they head to Day 4 as the clear favourites. West Indies will need a Herculean effort to get out of this rut and prevent England from taking the series. Advertisement Trailing England’s first innings total by 232 and with only 4 wickets in hand, Windies resumed the third day with overnight pair Jason Holder and Shane Dowrich clinging on.Advertisement The duo saw off England’s initial assault to bring up the 50-run stand. Holder survived courtesy of a no-ball at the beginning of the day but was sent back to the pavilion by Stuart Broad for 46.Broad’s fiery spell continued with the wicket of Roston Chase. The pacer brought-up his five-wicket haul with that dismissal. The visitors managed to avoid the follow-on courtesy of some resistance by the tail.Advertisement Shane Dowrich was the final wicket to fall in the innings as WIndies bowed out for 197, giving England a hefty lead of 172.Things got worst for the West Indies as captain Jason Holder had to leave the field after suffering a blow to the thumb. Soon after lunch, they had another casualty in the form of wicketkeeper Shane Dowrich. Dowrich suffered a blow to the face through a fiery Shannon Gabriel bouncer, which led to a bleeding lip. The umpires were forced to sanitize the ball before resuming play, while Joshua de Silva donned on the gloves behind the wicket.Amidst all this action, the opening pair of Rory Burns and Dom Sibley were on cruise mode and brought up England’s first 100-run opening stand since 2016.It was Holder who returned and got the breakthrough with the wicket of Sibley, who departed on 56. Joe Root cranked up the run rate from the first ball and remained unbeaten on 68 off just 56 deliveries.The skipper decided to declare the innings with the dismissal of Rory Burns at the other end, who missed out on a hundred by ten runs. The declaration meant that West Indies had to chase down a mammoth total of 399 across the fourth and fifth day.With time still left in the day, West Indies had to survive a gruelling barrage of fast bowling to hold any stake in the game. However, it was not to be as Stuart Broad increased his wicket tally to 8 in the match by dismissing John Campbell and night-watchman, Kemar Roach. At the day’s end, West Indies hang on at 10-2 with 389 more to win.If you like reading about MMA, make sure you check out MMAIndia.com Also, follow India’s biggest arm wrestling tournament at ProPanja.comALSO READ:Eng vs WI 3rd Test Day 2 Review: Bad light chimes in to hinder England’s gripping hold Advertisement
One of the more logical requirements that is difficult to obtain is an accurate HVAC Manual J Calculation. It seems that few HVAC contractors understand how to prepare an accurate report, often oversizing systems out of habit rather than designing them for the actual house loads. Also, while the reports are supposed to be delivered before the equipment is installed, they rarely are, and mistakes are usually identified well past the time to make any corrections. I recently received a report that included 23 people in a four-bedroom house with window U-factors that were much higher than those actually installed. The house is finished, and I am still waiting for a corrected report.Is there a better answer out there?It is certainly a good thing that green building programs are raising the bar, but I am concerned that they may drive away some builders because of their complexity. Making something complicated is a lot harder than making something simple and effective. Fellow Green Policeman Michael Anschel and I have been noodling around with the idea of a more prescriptive green building program. It is little more than an idea, but it would work something like this: Based on your climate, you would choose among a set of pre-determined roof, wall, and floor assemblies, mechanical systems, window and door efficiencies, etc. Any variation from the defined packages would require permission, not unlike the current ID and CIR applications in the LEED for Homes program. A program like this would be much more inclusive and easier to manage than the current programs in the marketplace.It concerns me that some of the green building programs (and I realize that Energy Star is not actually a green building program, yet), while helping to create high-performance buildings, still have a fairly small impact on our building stock, particularly existing buildings. So what if a tiny fraction of new homes meet LEED, EarthCraft, or NGBP certification? Sometimes I think that I would rather see every building be 10% better than the last one through manageable, incremental changes, than only have a few super high-performing ones.What’s going to happen next?One big challenge on the horizon is Energy Star Version 3. Since Energy Star is the base level for most green programs, they are all going to have to raise their own bars significantly very soon. In the current market, some builders are electing to forgo certification of their homes as a cost-reduction strategy. How many more will we lose as the standards (and costs) increase? I am not making the case to lower standards; we do need to continue to raise them. I do believe, however, that we need to make the process simpler in order to keep the industry engaged. RELATED ARTICLES GBA Encyclopedia: LEED for HomesWhy Is the U.S. Green Building Council So Out of Touch?It’s 2012 — Do You Know Where Your LEED for Homes Is?How to Cheat* at LEED for HomesNew Urbanist Andres Duany Lashes Out at LEED LEED-H Clarifications Raise More Questions Than They AnswerEqual-Opportunity Feather Ruffling Much of my work these days is certifying homes under LEED, EarthCraft, Energy Star, and the National Green Building Program (NGBP). My day-to-day work includes energy modeling and site inspections, but I find that I spend most of my time explaining and interpreting the different programs to builders, telling them what to do to achieve certification. Each program has minimum requirements, all slightly different. These requirements are not always straightforward or intuitive, and most builders struggle to do them right. The requirements range from straightforward to downright obtuse, and while most of them seem simple to me, on every job I struggle to get the information I need from my clients.My favorite oddball requirement is the “Framing Waste Order Factor” calculation required for LEED for Homes certification. The builder is required to prepare a document showing that their order does not have more than an average of 10% waste figured into it. Their formula is Waste Factor = (Lumber Ordered-Lumber Needed)/Lumber Needed. No one needs to verify that the actual order is correct, or that there is in fact no more than 10% waste. The intent is good—to not over-order and to minimize waste—but the practice is a rote exercise that most builders do without understanding the point. I find myself challenged to explain the reason behind this requirement; I just let builders know they need to do it.
Screen shot from https://iris.peabody.vanderbilt.edu/by Loretta Hayslip, M. Ed.During the March FDEI webinar many participants expressed a desire to learn more about supporting young dual language learners. Our team identified a wonderful free resource for providers from The IRIS Center. This module provides information about dual language learners and the importance of maintaining the home language while learning a second language.In this module, participants join Ms. Raymond as she navigates the challenges of supporting dual language learners in an inclusive early childhood classroom. Ms. Raymond explores what teachers need to know about dual language learners with disabilities, unique issues related to working with their families, and strategies that can be used to support them.Module users also explore topics such as the importance of home language maintenance, environment and instructional grouping, and incorporating familiar and non-stereotypical materials into early childhood settings.After spending just one hour online, users can expect to meet the following objectives:Describe young children who are dual language learnersDescribe the importance of maintaining children’s home language at the same time they are learning EnglishUnderstand the importance of collaborating with families of young children who are dual language learnersList considerations for screening and evaluating young dual language learners with disabilitiesIdentify strategies for supporting young dual language learners with disabilitiesAs professionals, it is important to recognize the need for continued growth and improvement of one’s knowledge base. This interactive, user-friendly module can help providers do exactly that. To access the module, use this link.This post was edited by Robyn DiPietro-Wells & Michaelene Ostrosky, Ph.D., members of the MFLN FD Early Intervention team, which aims to support the development of professionals working with military families. Find out more about the Military Families Learning Network FD concentration on our website, on Facebook, on Twitter, and on YouTube.
International music superstar Charice — who is also known for playing Sunshine Corazon on Glee — is using her powerful voice to speak up for Mali, the solitary and lonely elephant languishing in a barren enclosure at the Manila Zoo.She has teamed up with PETA Asia for a brand-new mug shot–style print ad in which she appears holding a sign that reads, “Charice Wants Mali Freed,” in support of PETA Asia’s campaign to transfer Mali to a lush sanctuary where she can finally be treated for the potentially fatal foot ailments that she has suffered from for years.In addition to starring in the new print ad, which can be found here, Charice also stars in a video public service announcement (available here) in which she calls for Mali’s freedom. “I just can’t imagine how it feels for Mali to be alone and not getting [the] attention that Mali deserves,” she says. “And not only that, she’s not getting some serious and important care that she actually really needs.”Mali has received essentially no veterinary care for more than 36 years, leaving her to endure constant pain stemming from debilitating foot problems. In addition, elephants are highly social animals who naturally live in herds and suffer greatly in the absence of other elephants. Mali is all alone, making her transfer even more urgent.Even if the elephant exhibit at the Manila Zoo were to be doubled or tripled in size, it would still not be adequate to house one elephant, never mind additional ones. While zoos around the world have spent up to US$56 million (the equivalent of 2.4 billion pesos) on attempts at more appropriately sized elephant exhibits, more and more zoos have recognized that the needs of these complex and intelligent animals cannot be met in captivity. These facilities are transferring elephants to sanctuaries and closing their elephant exhibits.For more information, please visit PETA.org or PETA Asia’s website FreeMali.com.Source:PETA